How do I exclude a driver from insurance?
Drivers cannot be excluded without the named insured’s permission.
The driver exclusion form requires the policyholder’s signature before the driver is excluded.
You may find out that you could benefit from excluding a driver through your insurance company..
Do you have to be a named driver to be insured?
If you drive someone else’s vehicle then you will not be covered by their (the main driver) motor insurance policy – you must become a named driver on their policy. … Named driver policies are only appropriate if the named driver is not the main driver (main user) or the owner of the vehicle.
Can you change the main driver on an insurance policy?
With most car insurance policies, you can let other people drive your car by adding them as a named driver. … If the main driver isn’t the person who does most of the driving, that counts as a kind of insurance fraud called “fronting”. If the person using your car is younger than 25, that might change your price too.
Does a named driver have to drive the car?
Often, a named driver may be added to the policy just for emergencies – a young driver putting a parent or a flatmate on his or her policy for instance, just in case the parent or flatmate ever needs to drive the car, but they never need to do so.